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Two Wheeler Finance

Owning a Two wheeler can be a simple, easy and reliable experience with Two Wheeler Finance from Kotak Mahindra Prime Limited (KMPL). KMPL may offer up to 100% funding of the On-Road price of the vehicle.*

Preferred segment Two Wheeler loans:-
  • Funding up to 100% on road price with a tenure range of 12 to 48 months*
  • Minimum loan amount is Rs. 25,000 *
  • Hassle-free processing
Loan processing time:-

Within 24 hours of completing documentation. Credit is at the sole discretion of KMPL.

Eligibility

Salaried Individuals

  • Minimum age of Applicant: 18 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Minimum Income of Rs 15000 per month

Self Employed

  • Minimum age of Applicant: 18 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Minimum employment: At least 1 year in business
    • Monthly average bank balance of Rs.5000

Document

Documents Salaried Concerns Self Employed Firm Proprietary Partnership Companies
KMPL App. Form duly filled by you Y Y Y Y Y
Latest Salary Slip showing statutory deductions Y - - - -
Bank statement for last 3 months Y Y Y Y Y
Proof of Residence (copy of electricity/ telephone bill) Y Y Y Y Y
Proof of identity (PAN Card, Voter ID, Driving license, Passport, Aadhar) Y Y Y Y Y
Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License/ Passport Y Y Y Y Y
Computation of Income for the last 1 years certified by CA - Y Y Y Y
Copies of Income Tax Returns for the last one year - Y Y Y Y
Partnership Deed - - - Y -
Letter of Authority - - - Y -
Shareholding pattern, BO, MOA and Board Resolution authorizing one director to execute the agreement - - - - Y
Photograph (one signed by the customer), Partner in case of partnership firm and Director in case of company Y Y Y Y Y
RC copy Y Y Y Y Y
Insurance Copy Y Y Y Y Y

* T&C
Loan amount and tenure subject to decision. Credit at sole discretion of KMPL.

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FAQ's

Pre-approved loan*

Low ticket size loans

  • Loan amount up to Rs. 1.5 Lacs
  • Minimum documentation*
Preferred segment loan
  • Loan amount between Rs. 1.5 – Rs. 15 Lacs.*
  • Hassle-free processing
  • Funding up to 85% with maximum tenure of 60 months*
Approve you own loan*

For salaried employee

  • Monthly Installments Upto 40% of net salary*
  • Loan amount equals up to 2 times of your annual salary*
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